Actual™

Hospitality is built on actuals, that's not just our tagline, it's how we operate. At Actual™, we're building the payment infrastructure hospitality businesses run on, moving millions of dollars in hard-earned tips directly to the employees who earned them. No cash envelope, no spreadsheet, no two-week wait.

Our flagship product, Actual™ Tips, handles tip pooling, instant tip payouts, cashless tip distribution, reporting, and compliance, so operators can eliminate manual admin and reduce payroll burden. Beyond tips, Actual Ops gives operators a live view of labor cost, cost of goods sold, purchases, and data-driven sales forecasts, replacing gut-based scheduling decisions with real numbers. And Actual Payroll extends that same automation to payroll itself, built specifically for hospitality operators and their teams.

Backed by N49P, Northside Ventures, Union Capital, and other investors, we're trusted by restaurants, hotels, and coffee shops across Canada to move real money reliably. The numbers you can trust.