Your career is an investment that grows over time!
Wealthsimple is on a mission to help everyone achieve financial freedom by reimagining what it means to manage your money. Using smart technology, we take financial services that are often confusing, opaque and expensive and make them transparent and low-cost for everyone. We’re the largest fintech company in Canada, with over 4 million users who trust us with more than $80 billion in assets.
Our teams ship often and make an impact with groundbreaking ideas. We're looking for talented people who keep it simple and value collaboration and humility as we continue to create inclusive and high-performing teams where people can be inspired to do their best work.
About the team:
The Credit Data Science & Engineering team consists of data scientists and analytics developers with diverse educational backgrounds. The team is responsible for delivering state-of-the-art data infrastructure and machine learning solutions to support data-driven credit risk and product management at Wealthsimple, with a growing focus on scaling our VISA Credit Card. The team is staffed with seasoned data experts and well supported by product managers, software developers, and credit strategy experts.
About the Role:
We are hiring for a Senior Analytics Developer specializing in credit card collections. You will be responsible for building robust, efficient and integrated data models that enable our collections process to scale. These data models will serve as the foundation of our collections strategy, allowing the team to monitor key performance metrics including account volumes, charge-offs, promise-to-pay rates, recovery rates, and contact effectiveness.
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In this role, you will have the opportunity to:- Build and maintain data models in our data warehouse to track collections performance metrics and serve as the foundation for our collections prioritization model
- Develop attribution logic for payments and account cures to accurately measure collections effectiveness
- Create monitoring systems and alerts for collections processes, including email campaigns and outbound call operations
- Design and implement data pipelines for third-party collections agencies, including assignment, recall, and direct payment tracking
- Collaborate with CX teams to incorporate agent performance metrics into the collections data model
- Support implementation and data integration of third party software
- Ensure data models are well tested, documented and maintained for long-term scalability
What you'll bring: - Deep understanding of credit card collections processes including delinquency stages, recovery strategies, and charge-off management
- Knowledge of payment processing systems and reconciliation workflows
- Familiarity with cure rates, roll rates, and collections performance metrics
- Understanding of regulatory requirements for collections activities and customer communications
- Strong technical skills in manipulating large data sets with SQL and Python
- Expertise in data visualization and performance monitoring dashboards
- Excellent communicator who is able to translate business requirements into data models and maintain clear documentation
- Results-driven: keeping things simple to achieve business goals
- Curiosity: willing to dive deep into product strategies and collections context
- Experience with dbt is a plus
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Why Wealthsimple?
🤑 Competitive salary with top-tier health benefits and life insurance
📈 Retirement savings matching plan using Wealthsimple for Business
🌴 20 vacation days per year and unlimited sick and mental health days
📚 Up to $1,500 per year towards wellness and professional development budgets respectively
🛫 90 days away program: Employees can work internationally in eligible countries for up to 90 days per calendar year
🌎 A wide variety of peer and company-led Employee Resource Groups (ie. Rainbow, Women of Wealthsimple, Black @ WS)
💖 Company-wide wellness days off scheduled throughout the year
We’re a remote-first team, with over 1,000 employees coast to coast in North America. Be a part of our Canadian success story and help shape the financial future of millions — join us!
Read our Culture Manual and learn more about how we work.
Technology & Innovation at Wealthsimple
We believe the future belongs to those who innovate boldly. At Wealthsimple, every team member is expected to lean into new technologies, including AI, and tooling to rethink how we work, solve problems faster, and create even greater value. We're looking for people who are not just comfortable with change but energized by it. Our commitment is to build a company that evolves at the pace of the world around us, and we want you to help lead that future.
DEI Statement
At Wealthsimple, we are building products for a diverse world and we need a diverse team to do that successfully. We strongly encourage applications from everyone regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.
Accessibility Statement
Wealthsimple provides an accessible candidate experience. If you need any accommodations or adjustments throughout the interview process and beyond, please let us know, and we will work with you to provide the necessary support and make reasonable accommodations to facilitate your participation. We are continuously working to improve our accessibility practices and welcome any feedback or suggestions on how we can better accommodate candidates with accessibility needs.
